3 Levels of the Financial Fitness Blueprint Course

Financial Fitness System (Level 0)

Financial Fitness Essentials (Level 1)

After Completion of Level 0

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Financial Fitness Proficiency (Level 2)

After Completion of Level 1
This course is under construction.

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Financial Fitness System
(Level 0)

Course Features

Unlock Your Financial Future! Get ready to transform your financial life with our dynamic foundational course! This exciting 3-day journey is your ticket to seizing control of your money and accelerating your path to financial freedom beyond your wildest dreams. Say goodbye to the relentless chase for money and learn how to attract it strategically into your life!

Over just 1 to 1.5 hours each day, you’ll dive into essential knowledge and powerful skills that will shift your mindset from confusion to confidence as you make smart financial decisions. Discover the six key components of a rock-solid investment plan, and gain the tools you need to systematically manage your finances to align with your life goals.

Wave goodbye to the daily rat race! Learn actionable strategies to beat inflation, unleash the Wealth Creation Formula, and create a vital second income. Step into a future loaded with possibilities, all while gaining the insights to potentially achieve financial freedom by age. Don’t miss this opportunity to change your life—let’s embark on this exciting journey together!
Contents
Financial Fitness System Image
3 Sections • 17 Lectures • 5hr 30min

Day 1:
  •   Awareness
  •  Money Myths
  •  Dreams and Goals
  •  Financial Freedom
  •  Basic Goals
  •  Risk Appetite

Day 2:
  •  Inflation
  •  Financial Planning Fundamentals
  •  Financial Needs and Contingencies
  •  Corpus Types
  •  Wealth Creation Formula
  •  Accountability

Day 3:
  •  Review of Basic and Lifestyle Goals
  •  Saving and Investment
  •  Action Plan
  •  Tracking Guideline
  •  Second Income Resources

Financial Fitness Essentials
(Level 1)

Course Features

Unlock the mysteries of the Indian financial system and harness the power of the Time Value of Money and Compounding to lay a strong foundation for wealth. Cultivate powerful financial habits, master budgeting, and take control of debt to protect your income from inflation and unexpected challenges. Understand the psychology of money and break free from negative patterns to construct your own Financial Safety Net. Go beyond mere saving! Discover the proven strategies to purposefully allocate every rupee in alignment with your core goals. Use effective formulas to ensure your investments outpace rising costs. Gain insights into the calculation of your CIBIL Score and learn how to harness 'good debt' while steering clear of the credit card trap. Transform your dreams into actionable plans utilising the proven Goal framework. Stop the loss! Learn the best places to hold funds for liquidity and how to achieve higher returns safely.
Financial Fitness Essentials Image
Contents
12 Sections • 33 Lectures • 13hrs

Module 1 - Money Basics:
Section 1 - Why Personal Finance Matters:

  •  Financial Literacy
  •  Importance of Financial Fitness
  •  Brief History of Finance in India

Section 2 - Mastering Financial Terms:
  •  Key Financial Concepts in India
  •  Income Expenses Savings Investments
  •  Busting Financial Myths
  •  KYC and Tax Basics

Section 3 - Setting Financial Goals:
  •  Short Medium Long Term Goals
  •  Aligning Goals with Life Milestones
  •  SMART Goal Setting

Section 4 - Budgeting 101:
  •  Needs vs Wants
  •  Creating Personal Budget
  •  Building Financial Habits

Section 5 - Understanding the Banking System:
  •  Overview of Indian Banking
  •  Banking Services
  •  Digital Payments and UPI

Section 6 - Managing Credit:
  •  Cashless Spending Guide
  •  Basics of Borrowing
  •  Credit Scores Explained

Module 2 - Safe Investment Choices:
Section 1 - Power of Compound Interest:

  •  Time Value of Money
  •  Impact of Compound Interest on Wealth

Section 2 - Exploring Savings Accounts and FD:
  •  Savings Accounts FD and RD
  •  Sweep-In FD
  •  FD Rate Comparisons

Section 3 - Post Office Savings Schemes:
  •  Popular Schemes and Term Deposits
  •  Using Schemes for Long-Term Goals

Section 4 - Tax on Investments:
  •  Tax Rules for Savings and FD
  •  Maximising Tax Savings

Module 3 - Protecting Your Finances:
Section 1 - The Basics of Insurance:

  •  Term Insurance vs Endowment Plans
  •  Importance of Health Insurance
  •  Critical Illness Riders

Section 2 - Building an Emergency Fund:
  •  Creating an Emergency Fund
  •  Best Storage Options for Emergency Funds

Who Needs the Financial Fitness Blueprint?

What Top Coaches in Personal Finance & Wealth Coaching for Young Indians Are Missing?
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Deep Personalisation for Unique Challenges:
Most coaches teach broad investing or financial literacy but do NOT deeply address the urgent debt struggles, impulse spending habits, and lack of personalised, stepwise wealth-building disciplines tailored for Indian young adults living with family or starting careers.
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Integration of Behavioural Change with Practical Digital Coaching:
Only a few address the psychological and emotional barriers behind poor money habits and combine them with a digital platform that provides ongoing accountability, tracking, and adjustment.
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Clear Pathways to Early Retirement and Second Income Streams:
Their coaching primarily focuses on wealth creation via market investments but rarely offers a comprehensive plan for early retirement, tax-efficient retirement corpus building, and diversified second income creation relevant to Indian youth.
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Culturally Aligned, Spiritually Rooted Financial Coaching:
Almost no one incorporates India’s rich spiritual teachings (like Jainism’s ethical wealth principles) combined with financial growth—creating a unique deeper-life-purpose approach.
What Problem Does Nobody Address?
How to break cycles of short-term impulse spending combined with social pressures AND simultaneously build a disciplined, automated, diversified wealth portfolio with clear tracking in a digital environment.

This includes addressing debt relief, developing a money mindset, adopting digital finance tools and balancing lifestyle, family responsibilities, and spiritual values simultaneously.
What Method Does Nobody Use?
A hybrid coaching platform + course + ongoing digital accountability ecosystem empowering youth step-by-step to:

  •  Personal Financial Awareness (deep diagnostics)
  •  Customised Goal Setting & Visualisation aligned with life and spiritual values
  •  Hands-on Financial Planning tied to India-specific tools (tax, investments, insurance)
  •  Behavioral Reinforcement (myth-busting, habit alignment, peer-community)
  •  Systematic Execution with digital check-ins & progress tracking
  •  Review plus Strategic Pivoting for sustained growth & early retirement

None combine education + coaching + tech-enabled progress tracking + cultural & spiritual integration into a single seamless course like the Financial Fitness Blueprint.
I, Kejal Kapadia, created "Elevista – Financial Fitness Blueprint":
—the FIRST Indian-centric, deeply personalised, spiritually informed digital coaching platform with a proven 6-step system uniquely designed for young adults who want:

  •  To escape debt and build an automated money machine fast, not someday
  •  To combine financial clarity with ethics and life purpose inspired by Jainism
  •  To generate multiple income streams for early retirement by age 45 or earlier
  •  To have continuous accountability, community, and clarity, shifting from confusion to confident wealth-building
  •  To harness digital tools and culturally relevant strategies unified in one easy-to-follow path
Build A Successful Life On Your Own Terms
Kejal 2025. All Rights Reserved.