What Top Coaches in Personal Finance & Wealth Coaching for Young Indians Are Missing?
circleDeep Personalisation for Unique Challenges:
Most coaches teach broad investing or financial literacy but do NOT deeply address the urgent debt struggles, impulse spending habits, and lack of personalised, stepwise wealth-building disciplines tailored for Indian young adults living with family or starting careers.
circleIntegration of Behavioural Change with Practical Digital Coaching:
Only a few address the psychological and emotional barriers behind poor money habits and combine them with a digital platform that provides ongoing accountability, tracking, and adjustment.
circleClear Pathways to Early Retirement and Second Income Streams:
Their coaching primarily focuses on wealth creation via market investments but rarely offers a comprehensive plan for early retirement, tax-efficient retirement corpus building, and diversified second income creation relevant to Indian youth.
circleCulturally Aligned, Spiritually Rooted Financial Coaching:
Almost no one incorporates India’s rich spiritual teachings (like
Jainism’s ethical wealth principles) combined with financial growth—creating a unique deeper-life-purpose approach.
What Problem Does Nobody Address?
How to break cycles of short-term impulse spending combined with social pressures AND simultaneously build a disciplined, automated, diversified wealth portfolio with clear tracking in a digital environment.
This includes addressing debt relief, developing a money mindset, adopting digital finance tools and balancing lifestyle, family responsibilities, and spiritual values simultaneously.
What Method Does Nobody Use?
A hybrid coaching platform + course + ongoing digital accountability ecosystem empowering youth step-by-step to:
• Personal Financial Awareness (deep diagnostics)
• Customised Goal Setting & Visualisation aligned with life and spiritual values
• Hands-on Financial Planning tied to India-specific tools (tax, investments, insurance)
• Behavioral Reinforcement (myth-busting, habit alignment, peer-community)
• Systematic Execution with digital check-ins & progress tracking
• Review plus Strategic Pivoting for sustained growth & early retirement
None combine education + coaching + tech-enabled progress tracking + cultural & spiritual integration into a single seamless course like the Financial Fitness Blueprint.
I, Kejal Kapadia, created "Elevista – Financial Fitness Blueprint":
—the FIRST Indian-centric, deeply personalised, spiritually informed digital coaching platform with a proven 6-step system uniquely designed for young adults who want:
• To escape debt and build an automated money machine fast, not someday
• To combine financial clarity with ethics and life purpose inspired by Jainism
• To generate multiple income streams for early retirement by age 45 or earlier
• To have continuous accountability, community, and clarity, shifting from confusion to confident wealth-building
• To harness digital tools and culturally relevant strategies unified in one easy-to-follow path